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Suspicious House Fire: Insurance Dispute Advice
Solicitor (speaking English) and Client (speaking Kannada) talk through “Suspicious House Fire: Insurance Dispute Advice”. You interpret both ways — English into Kannada, and Kannada into English — one segment at a time, exactly as in the CCL test.
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Full transcript
Mr. Rao, thanks for coming in today. Tell me exactly what happened the night of the fire at your Dubbo property.
ಸರ್, ಆ ರಾತ್ರಿ ನಾನು ಮಲಗಿದ್ದೆ. ಸುಮಾರು ಹನ್ನೆರಡು ಗಂಟೆಗೆ ನೆರೆಹೊರೆಯವರು ಕೂಗಿ ಎಬ್ಬಿಸಿದರು, ಮನೆಯ ಹಿಂಭಾಗದಲ್ಲಿ ಬೆಂಕಿ ಕಾಣಿಸಿಕೊಂಡಿತ್ತು.
Have you already reported this to NSW Police? An investigator needs a formal statement about the fire's cause before any insurance decision.
ಹೌದು, ಮರುದಿನವೇ ಡಬ್ಬೊ ಪೊಲೀಸ್ ಠಾಣೆಗೆ ಹೋಗಿ ಹೇಳಿಕೆ ಕೊಟ್ಟಿದ್ದೇನೆ. ಆದರೆ ಇನ್ನೂ ತನಿಖೆ ಪೂರ್ಣಗೊಂಡಿಲ್ಲ ಎಂದು ಅಧಿಕಾರಿ ಹೇಳಿದರು.
Good. Insurers like Allianz often delay assessment while police investigate. If arson isn't confirmed, they may still argue the fire was suspicious.
ಅವರು ಕ್ಲೈಮ್ ಅನ್ನು ತಿರಸ್ಕರಿಸಿದರೆ ನಾನು ಏನು ಮಾಡಬೇಕು? ಆ ತೀರ್ಮಾನವನ್ನು ಎಲ್ಲಿ ಪ್ರಶ್ನಿಸಬಹುದು?
If Allianz refuses to pay, you don't take this to NCAT — that tribunal doesn't handle insurance disputes. We lodge with AFCA instead.
ಆ ಎಎಫ್ಸಿಎ ಎಂದರೇನು ಸರ್? ಅದಕ್ಕೆ ಶುಲ್ಕ ಕಟ್ಟಬೇಕೇ, ಮತ್ತು ಎಷ್ಟು ಸಮಯ ಬೇಕಾಗಬಹುದು?
AFCA is a free, Australia-wide service that reviews the insurer's decision independently. Most disputes are resolved within sixty days, though complex fire claims can take longer.
ಸರಿ, ಸ್ವಲ್ಪ ಸಮಾಧಾನ ಆಯಿತು. ನಾನು ಯಾವ ದಾಖಲೆಗಳನ್ನು ಸಿದ್ಧಪಡಿಸಬೇಕು ಎಂದು ದಯವಿಟ್ಟು ಹೇಳಿ.
Bring photos of the damage, your policy documents, and the police event number from Dubbo station. I'll also need the fire brigade's official report once it's finalised.
ಧನ್ಯವಾದಗಳು ಸರ್. ನಾಳೆಯೇ ಎಲ್ಲಾ ದಾಖಲೆಗಳನ್ನು ಜೋಡಿಸಿ ನಿಮ್ಮ ಕಚೇರಿಗೆ ತರುತ್ತೇನೆ.
Terms in this dialogue that cost marks
CCL is marked on information transferred. These Australian terms have no direct word in most test languages — get one wrong and the segment's information is gone.
- event number"ಈವೆಂಟ್ ನಂಬರ್" ಎಂದು ಇಂಗ್ಲಿಷ್ ಪದವನ್ನೇ ಉಚ್ಚರಿಸಬೇಕು; ಬೇಕಿದ್ದರೆ "ಪ್ರಕರಣ ಸಂಖ್ಯೆ" ಎಂದು ಸಣ್ಣ ವಿವರಣೆ ಸೇರಿಸಬಹುದು.
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Practice dialogue written to the CCL specification (two speakers, segments of 35 words or fewer, about 300 words). It is a practice text, not a NAATI test paper, and the AI score is this site's estimate, not a NAATI result. All Kannada dialogues · All languages