Practice dialogues › Punjabi › Insurance
Personal Injury Compensation Settlement Discussion
Solicitor (speaking English) and Client (speaking Punjabi) talk through “Personal Injury Compensation Settlement Discussion”. You interpret both ways — English into Punjabi, and Punjabi into English — one segment at a time, exactly as in the CCL test.
Practise this dialogue with AI marking →Read it first if you like, then practise it cold: the recording plays one segment, you interpret, the next segment plays. Marking shows, segment by segment, what you kept, left out or changed.
Full transcript
Mr Gill, the insurer has reached its final position on your compensation claim from the forklift accident at the warehouse last year.
ਠੀਕ ਹੈ, ਪਰ ਉਹ ਕਿੰਨੀ ਰਕਮ ਦੇ ਰਹੇ ਹਨ? ਮੈਨੂੰ ਸਹੀ ਅੰਕੜਾ ਦੱਸੋ।
The total offer is four hundred and fifty thousand dollars, covering your medical expenses, lost wages, and pain and suffering combined.
ਸਾਢੇ ਚਾਰ ਲੱਖ ਡਾਲਰ? ਇਹ ਤਾਂ ਬਹੁਤ ਵੱਡੀ ਰਕਮ ਹੈ। ਪਰ ਇਹ ਕਿਵੇਂ ਵੰਡੀ ਜਾਵੇਗੀ - ਮੈਡੀਕਲ, ਤਨਖ਼ਾਹ ਤੇ ਦਰਦ ਲਈ ਕਿੰਨਾ ਕਿੰਨਾ?
Roughly two hundred thousand covers medical costs and future physiotherapy, one hundred and fifty thousand covers lost wages, and the rest is for pain and suffering.
ਪਰ ਮੈਨੂੰ ਹਾਲੇ ਵੀ ਛੇ ਹਫ਼ਤੇ ਫਿਜ਼ੀਓਥੈਰੇਪੀ ਲੈਣੀ ਪੈਣੀ ਹੈ, ਕੀ ਇਹ ਰਕਮ ਵਧ ਸਕਦੀ ਹੈ?
If your specialist confirms permanent impairment stays below ten percent, this figure won't increase further, since the insurer has closed further negotiation on this file.
ਮੈਨੂੰ ਕਿੰਨੇ ਦਿਨਾਂ ਵਿੱਚ ਫ਼ੈਸਲਾ ਕਰਨਾ ਪਵੇਗਾ? ਮੈਨੂੰ ਪੈਸੇ ਦੀ ਜਲਦੀ ਲੋੜ ਹੈ।
There's no fixed deadline, but I'd suggest deciding before your next specialist review at St George Hospital, so we can finalise everything together.
ਕੀ ਇਸ ਰਕਮ ਉੱਤੇ ਟੈਕਸ ਲੱਗੇਗਾ? ਮੈਨੂੰ ਇਹ ਵੀ ਜਾਣਨਾ ਹੈ।
Personal injury settlements aren't usually taxed, though I'd still recommend speaking with a financial adviser before deciding how to invest the funds.
ਠੀਕ ਹੈ, ਮੈਂ ਪਰਿਵਾਰ ਨਾਲ ਗੱਲ ਕਰਕੇ ਦੋ ਕੁ ਹਫ਼ਤਿਆਂ ਵਿੱਚ ਦੱਸ ਦਿੰਦਾ ਹਾਂ। ਧੰਨਵਾਦ।
Practise it
Reading a transcript is not interpreting. The free daily dialogue on this site plays each segment at native speed, records you, and marks the information you transferred against the same categories examiners use — omissions, distortions, insertions — so you know where the marks went.
Start this dialogue →More Punjabi dialogues
Same topic · Insurance
How the test works
Practice dialogue written to the CCL specification (two speakers, segments of 35 words or fewer, about 300 words). It is a practice text, not a NAATI test paper, and the AI score is this site's estimate, not a NAATI result. All Punjabi dialogues · All languages