NAATIccl

Practice dialogues › Punjabi › Insurance

Personal Injury Compensation Settlement Discussion

Punjabi ↔ EnglishInsurance12 segments ≈227 wordsSegments of 35 words or fewer

Solicitor (speaking English) and Client (speaking Punjabi) talk through “Personal Injury Compensation Settlement Discussion”. You interpret both ways — English into Punjabi, and Punjabi into English — one segment at a time, exactly as in the CCL test.

Practise this dialogue with AI marking →

Read it first if you like, then practise it cold: the recording plays one segment, you interpret, the next segment plays. Marking shows, segment by segment, what you kept, left out or changed.

Full transcript

SEGMENT 1 · ENGLISH · 22 WORDS
Solicitor

Mr Gill, the insurer has reached its final position on your compensation claim from the forklift accident at the warehouse last year.

SEGMENT 2 · PUNJABI · 13 WORDS
Client

ਠੀਕ ਹੈ, ਪਰ ਉਹ ਕਿੰਨੀ ਰਕਮ ਦੇ ਰਹੇ ਹਨ? ਮੈਨੂੰ ਸਹੀ ਅੰਕੜਾ ਦੱਸੋ।

SEGMENT 3 · ENGLISH · 21 WORDS
Solicitor

The total offer is four hundred and fifty thousand dollars, covering your medical expenses, lost wages, and pain and suffering combined.

SEGMENT 4 · PUNJABI · 22 WORDS
Client

ਸਾਢੇ ਚਾਰ ਲੱਖ ਡਾਲਰ? ਇਹ ਤਾਂ ਬਹੁਤ ਵੱਡੀ ਰਕਮ ਹੈ। ਪਰ ਇਹ ਕਿਵੇਂ ਵੰਡੀ ਜਾਵੇਗੀ - ਮੈਡੀਕਲ, ਤਨਖ਼ਾਹ ਤੇ ਦਰਦ ਲਈ ਕਿੰਨਾ ਕਿੰਨਾ?

SEGMENT 5 · ENGLISH · 26 WORDS
Solicitor

Roughly two hundred thousand covers medical costs and future physiotherapy, one hundred and fifty thousand covers lost wages, and the rest is for pain and suffering.

SEGMENT 6 · PUNJABI · 15 WORDS
Client

ਪਰ ਮੈਨੂੰ ਹਾਲੇ ਵੀ ਛੇ ਹਫ਼ਤੇ ਫਿਜ਼ੀਓਥੈਰੇਪੀ ਲੈਣੀ ਪੈਣੀ ਹੈ, ਕੀ ਇਹ ਰਕਮ ਵਧ ਸਕਦੀ ਹੈ?

SEGMENT 7 · ENGLISH · 25 WORDS
Solicitor

If your specialist confirms permanent impairment stays below ten percent, this figure won't increase further, since the insurer has closed further negotiation on this file.

SEGMENT 8 · PUNJABI · 13 WORDS
Client

ਮੈਨੂੰ ਕਿੰਨੇ ਦਿਨਾਂ ਵਿੱਚ ਫ਼ੈਸਲਾ ਕਰਨਾ ਪਵੇਗਾ? ਮੈਨੂੰ ਪੈਸੇ ਦੀ ਜਲਦੀ ਲੋੜ ਹੈ।

SEGMENT 9 · ENGLISH · 23 WORDS
Solicitor

There's no fixed deadline, but I'd suggest deciding before your next specialist review at St George Hospital, so we can finalise everything together.

SEGMENT 10 · PUNJABI · 11 WORDS
Client

ਕੀ ਇਸ ਰਕਮ ਉੱਤੇ ਟੈਕਸ ਲੱਗੇਗਾ? ਮੈਨੂੰ ਇਹ ਵੀ ਜਾਣਨਾ ਹੈ।

SEGMENT 11 · ENGLISH · 22 WORDS
Solicitor

Personal injury settlements aren't usually taxed, though I'd still recommend speaking with a financial adviser before deciding how to invest the funds.

SEGMENT 12 · PUNJABI · 14 WORDS
Client

ਠੀਕ ਹੈ, ਮੈਂ ਪਰਿਵਾਰ ਨਾਲ ਗੱਲ ਕਰਕੇ ਦੋ ਕੁ ਹਫ਼ਤਿਆਂ ਵਿੱਚ ਦੱਸ ਦਿੰਦਾ ਹਾਂ। ਧੰਨਵਾਦ।

Practise it

Reading a transcript is not interpreting. The practice room on this site plays each segment at native speed, records you, and marks the information you transferred against the same categories examiners use — omissions, distortions, insertions — so you know where the marks went. Your first full dialogue is marked free.

Start this dialogue →

More Punjabi dialogues

Same topic · Insurance

How the test works

Practice dialogue written to the CCL specification (two speakers, segments of 35 words or fewer, about 300 words). It is a practice text, not a NAATI test paper, and the AI score is this site's estimate, not a NAATI result. All Punjabi dialogues · All languages