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CTP Personal Injury Claim with NRMA

Cantonese ↔ EnglishInsurance12 segments ≈269 wordsSegments of 35 words or fewer

Claims Officer (speaking English) and Client (speaking Cantonese) talk through “CTP Personal Injury Claim with NRMA”. You interpret both ways — English into Cantonese, and Cantonese into English — one segment at a time, exactly as in the CCL test.

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Full transcript

SEGMENT 1 · ENGLISH · 26 WORDS
Claims Officer

Thanks for coming in, Mr Cheung. I've got your CTP claim file from NRMA open — let's go through the specialist referral and your medical expenses.

SEGMENT 2 · CANTONESE · 26 WORDS
Client

哦,好,Officer。我嗰次車禍撞到條頸同條腰,依家仲係好痛,想早啲見專科醫生睇吓。

SEGMENT 3 · ENGLISH · 29 WORDS
Claims Officer

Since your CTP claim is with NRMA, not icare, they'll arrange a specialist appointment once your GP report is submitted. The wait depends on specialist availability in your area.

SEGMENT 4 · CANTONESE · 22 WORDS
Client

咁如果睇專科要俾錢,NRMA會唔會俾返我?定係要我自己先夾錢?

SEGMENT 5 · ENGLISH · 28 WORDS
Claims Officer

If the specialist visit is directly related to the accident injury, NRMA will cover it — but you'll need to keep all receipts and submit them for reimbursement.

SEGMENT 6 · CANTONESE · 20 WORDS
Client

咁如果我遞咗啲單據俾佢哋,大概幾耐先會有錢返俾我呢?

SEGMENT 7 · ENGLISH · 23 WORDS
Claims Officer

There's no fixed number of days — it depends on how complete your documents are and how quickly NRMA's assessor processes the claim.

SEGMENT 8 · CANTONESE · 14 WORDS
Client

咁物理治療呢?佢哋會批幾多次俾我先?

SEGMENT 9 · ENGLISH · 21 WORDS
Claims Officer

Your file shows ten physiotherapy sessions have been approved initially, based on your GP's recommendation and the severity of your injury.

SEGMENT 10 · CANTONESE · 18 WORDS
Client

如果十次唔夠,我仲需要多啲,咁點算好呢?

SEGMENT 11 · ENGLISH · 22 WORDS
Claims Officer

If your specialist recommends further treatment, we can request an extension — but it'll need a written report supporting the additional sessions.

SEGMENT 12 · CANTONESE · 20 WORDS
Client

明白喇,多謝你解釋得咁清楚,我會叫醫生寫返個報告俾你哋。

Terms in this dialogue that cost marks

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How the test works

Practice dialogue written to the CCL specification (two speakers, segments of 35 words or fewer, about 300 words). It is a practice text, not a NAATI test paper, and the AI score is this site's estimate, not a NAATI result. All Cantonese dialogues · All languages