Lodging a First Tax Return
Tax agent (speaking English) and Taxpayer (speaking Pashto) talk through “Lodging a First Tax Return”. You interpret both ways — English into Pashto, and Pashto into English — one segment at a time, exactly as in the CCL test.
Practise this dialogue with AI marking →Read it first if you like, then practise it cold: the recording plays one segment, you interpret, the next segment plays. Marking shows, segment by segment, what you kept, left out or changed.
Full transcript with model answers
Under each segment: a model interpretation, the information points an examiner checks, and the easiest thing to miss. Try the segment yourself first, then open it. The model is one good way to say it; other wordings that keep every point score just as well.
Let's start with your work in Wagga Wagga. Is this your first tax return, and have you brought any records of your income?
Model answer and marking points
راځئ، په واګا واګا کې ستاسې له کاره پیل وکړو. ایا دا ستاسې لومړی د مالیې اظهارلیک دی، او د خپل عاید کوم اسناد مو راوړي دي؟
What an examiner checks here:
- Work in Wagga Wagga
- question: Is this your first tax return?
- question: Have you brought any income records?
Easy to miss: Keep both questions and the place name Wagga Wagga.
هو، زه نولس کلنه یم او دا مې لومړی ځل دی چې د مالیې حساب سپارم. په یوه کافې کې مې شپږ میاشتې کار کړی. د معاش پاڼې مې راوړې دي.
Model answer and marking points
Yes, I’m nineteen, and this is my first time lodging a tax return. I worked at a cafe for six months. I’ve brought my payslips.
What an examiner checks here:
- Nineteen years old
- First time lodging a tax return
- Worked at a cafe for six months
- Has brought payslips
Easy to miss: The speaker is nineteen and worked for six months.
Those payslips are helpful. Your income statement may also be available through myGov if your account is linked to the Australian Taxation Office.
Model answer and marking points
د معاش دا پاڼې ګټورې دي. که ستاسې د مای ګو حساب د اسټرالیا د مالیې له ادارې سره نښلول شوی وي، ښايي د عاید بیان مو هم د مای ګو له لارې ترلاسه شي.
What an examiner checks here:
- Payslips are helpful
- Income statement may also be available through myGov
- Availability depends on the account being linked to the Australian Taxation Office
Easy to miss: The income statement may be available, provided the account is linked to the ATO.
د مای ګو حساب لرم، خو د اسټرالیا د مالیې له ادارې سره مې نه دی نښلولی. زه په دې کار نه پوهېږم؛ تاسې راسره مرسته کولی شئ؟
Model answer and marking points
I have a myGov account, but I haven’t linked it to the Australian Taxation Office. I don’t know how to do that. Can you help me?
What an examiner checks here:
- Has a myGov account
- Has not linked it to the Australian Taxation Office
- Does not know how to link it
- question: Can you help me?
Easy to miss: Having a myGov account does not mean it is already linked to the ATO.
We can check that together. Did you have any other income, including bank interest, or buy anything specifically for your work at the cafe?
Model answer and marking points
موږ دا په ګډه کتلی شو. ایا بل کوم عاید مو هم درلود، د بانک د سود په ګډون، یا مو په کافې کې د خپل کار لپاره په ځانګړې توګه کوم شی اخیستی و؟
What an examiner checks here:
- Can check the account linking together
- question: Did you have any other income?
- question: Did that include bank interest?
- question: Did you buy anything specifically for your cafe work?
Easy to miss: Other income includes bank interest, not just earnings from another job.
له کافې پرته مې بل کار نه دی کړی، خو بانک لږ سود راکړی دی. د کار لپاره مې تور بوټان هم اخیستي، خو له کاره بهر یې هم اغوندم.
Model answer and marking points
I haven’t worked anywhere other than the cafe, but I did receive a little bank interest. I also bought black shoes for work, but I wear them outside work too.
What an examiner checks here:
- No work other than the cafe
- Received a little bank interest
- Bought black shoes for work
- Also wears the shoes outside work
Easy to miss: The shoes are also worn outside work; they are not used exclusively for work.
Please bring your bank statement and shoe receipt. Before including any work expenses, I need to understand what you bought and how you used it.
Model answer and marking points
مهرباني وکړئ، د خپل بانکي حساب صورت او د بوټانو رسید راوړئ. مخکې له دې چې د کار کوم لګښتونه په اظهارلیک کې شامل کړم، باید پوه شم چې څه مو اخیستي او څنګه مو کارولي دي.
What an examiner checks here:
- Bring bank statement
- Bring shoe receipt
- Must understand what was bought
- Must understand how it was used
- Check these details before including any work expenses
Easy to miss: The interpreter must not imply that the shoe expense has already been accepted.
رسید راسره شته، هغه به راوړم. ما فکر کاوه چې د کار لپاره اخیستي بوټان حتماً حسابېږي. بله دا چې، ایا ماته به مالیه بېرته راکړل شي؟
Model answer and marking points
I have the receipt; I’ll bring it. I thought shoes bought for work would definitely count. Also, will I get a tax refund?
What an examiner checks here:
- Has the receipt
- Will bring the receipt
- Thought shoes bought for work would definitely count
- question: Will I get a tax refund?
Easy to miss: The certainty about the shoes is the speaker’s assumption, not confirmed advice.
A refund is not guaranteed. Once I have checked your records, I will explain the result and my fee before you decide whether to proceed.
Model answer and marking points
دا تضمین نشته چې مالیه به بېرته درکړل شي. کله چې مو اسناد وګورم، د حساب پایله او خپل فیس به درته تشریح کړم، مخکې له دې چې تاسې پرېکړه وکړئ چې کار پر مخ یوسو که نه.
What an examiner checks here:
- Tax refund is not guaranteed
- Records must be checked first
- Will explain the result
- Will explain the fee
- Explanation comes before the client decides whether to proceed
Easy to miss: A refund is not guaranteed, and the client decides whether to proceed after the explanation.
هو، غواړم چې لومړی په حساب او ستاسې په فیس پوه شم. نه غواړم بې له پوهېدو څه لاسلیک کړم. د جمعې په ورځ درتلای شم؟
Model answer and marking points
Yes, I’d like to understand the figures and your fee first. I don’t want to sign anything without understanding it. Can I come on Friday?
What an examiner checks here:
- Wants to understand the figures first
- Wants to understand the fee first
- Does not want to sign anything without understanding it
- question: Can I come on Friday?
Easy to miss: Preserve the refusal to sign without understanding and Friday as a question.
That suits me. Bring the remaining records on Friday, and we can review the return together before you authorise me to lodge it with the ATO.
Model answer and marking points
دا وخت زما لپاره مناسب دی. پاتې اسناد د جمعې په ورځ راوړئ، بیا به د مالیې اظهارلیک په ګډه وګورو، مخکې له دې چې تاسې ماته اجازه راکړئ چې د اسټرالیا د مالیې ادارې، یعنې اې ټي او، ته یې وسپارم.
What an examiner checks here:
- Friday suits the adviser
- Bring the remaining records on Friday
- Review the tax return together
- Review happens before the client authorises lodgement
- Adviser will lodge the return with the ATO
Easy to miss: Reviewing the return comes before the client authorises the adviser to lodge it.
ښه ده، د جمعې په ورځ به نور کاغذونه هم راوړم. چې تاسې راته حساب روښانه کړئ او زه پرې پوهه شم، بیا به د سپارلو اجازه درکړم.
Model answer and marking points
All right, I’ll bring the other papers on Friday too. Once you’ve explained the figures to me clearly and I understand them, I’ll give you permission to lodge it.
What an examiner checks here:
- Will bring the other papers too
- Will come on Friday
- Adviser must explain the figures clearly
- Client must understand the figures
- Will authorise lodgement after explanation and understanding
Easy to miss: Permission to lodge is conditional on the client first understanding the explanation.
Terms in this dialogue that cost marks
CCL is marked on information transferred. These Australian terms have no direct word in most test languages — get one wrong and the segment's information is gone.
- myGovنوم "myGov" په انګلیسي ډول وساتئ.
Practise it
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Start this dialogue →More Pashto dialogues
Same topic · Financial
Pashto CCL: practice test, vocabulary, test dates
How the test works
Continue with the NAATI CCL Pashto practice test and mock tests.
Practice dialogue written to the CCL specification (two speakers, segments of 35 words or fewer, about 300 words). It is a practice text, not a NAATI test paper, and the AI score is this site's estimate, not a NAATI result. All Pashto dialogues · All languages