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Health Insurance Claim Rejected Due to Waiting Period

Bulgarian ↔ EnglishInsurance12 segments ≈226 wordsSegments of 35 words or fewer

Insurance Claims Officer (speaking English) and 客户 (speaking Bulgarian) talk through “Health Insurance Claim Rejected Due to Waiting Period”. You interpret both ways — English into Bulgarian, and Bulgarian into English — one segment at a time, exactly as in the CCL test.

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Full transcript

SEGMENT 1 · ENGLISH · 24 WORDS
Officer

Thanks for calling Bupa claims, I've pulled up your file. Can you tell me exactly what happened with your physiotherapy claim from last month?

SEGMENT 2 · BULGARIAN · 22 WORDS
Client

Обадих се, защото ми отхвърлиха претенцията за шест сеанса физиотерапия в клиника в Джилонг миналия месец и не разбирам защо.

SEGMENT 3 · ENGLISH · 26 WORDS
Officer

I can see the claim was rejected because your extras cover includes a two-month waiting period, and your treatment started before that period had actually finished.

SEGMENT 4 · BULGARIAN · 19 WORDS
Client

Значи трябва ли да платя всичко от джоба си? Аз вече платих четиристотин и осемдесет долара за тези сеанси.

SEGMENT 5 · ENGLISH · 23 WORDS
Officer

Unfortunately we can't refund those six sessions, since they all fell before the waiting period ended on the fourteenth of March this year.

SEGMENT 6 · BULGARIAN · 13 WORDS
Client

А сеансите, които ще имам следващата сряда и по-нататък, ще бъдат ли покрити?

SEGMENT 7 · ENGLISH · 25 WORDS
Officer

Yes, any sessions you attend from next Wednesday onward should be fully covered, as long as you still have a valid referral from your GP.

SEGMENT 8 · BULGARIAN · 12 WORDS
Client

Трябва ли ми ново направление, или това от Барвон Хелт все още важи?

SEGMENT 9 · ENGLISH · 22 WORDS
Officer

Your original referral from Barwon Health is valid for twelve months, so you don't need a new one unless it's already expired.

SEGMENT 10 · BULGARIAN · 11 WORDS
Client

Разбирам. А как да подам оставащите претенции - през приложението ли?

SEGMENT 11 · ENGLISH · 20 WORDS
Officer

Yes, just use the Bupa app, upload your receipts and referral there, and it's usually processed within five business days.

SEGMENT 12 · BULGARIAN · 9 WORDS
Client

Благодаря ви много, ще го направя още днес следобед.

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How the test works

Practice dialogue written to the CCL specification (two speakers, segments of 35 words or fewer, about 300 words). It is a practice text, not a NAATI test paper, and the AI score is this site's estimate, not a NAATI result. All Bulgarian dialogues · All languages