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Health Insurance Waiting Period for Hip Replacement
Insurance Representative (speaking English) and 客户 (speaking Italian) talk through “Health Insurance Waiting Period for Hip Replacement”. You interpret both ways — English into Italian, and Italian into English — one segment at a time, exactly as in the CCL test.
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Full transcript
Before we continue, can you confirm when you took out your private hospital cover, since hip replacement falls under the pre-existing condition waiting period?
Ho sottoscritto la polizza con Bupa il primo agosto, insieme a mia moglie. Il dolore all'anca è peggiorato negli ultimi mesi e non riesco più a camminare bene. Vorrei sapere quando potrò finalmente sottopormi all'intervento.
Since you joined on 1 August, the waiting period for a pre-existing hip condition is twelve months, unless the surgery is classified as an emergency.
Il mio medico dice che la situazione potrebbe peggiorare rapidamente. È possibile chiedere una deroga al periodo di attesa se il dolore diventa insopportabile?
Only if a doctor certifies it as urgent will our medical panel review your case; otherwise the twelve-month period cannot be waived.
Capisco. Quindi, se ho aderito il primo agosto, quando terminerà esattamente il periodo di attesa di dodici mesi?
Your waiting period ends on 31 July next year, so any hip surgery booked before that date won't be covered unless deemed an emergency.
Il mio chirurgo al John Hunter Hospital ha già fissato una data provvisoria per dopo quel periodo. La polizza coprirà le spese ospedaliere, la sala operatoria e l'onorario dello specialista?
Yes, hospital and theatre fees are covered, though specialist gap fees may still apply, and you'll need to pay the annual excess amount.
Quant'è l'importo della franchigia e devo pagarlo prima del ricovero in ospedale?
The excess is five hundred dollars, payable at admission unless you've already paid it earlier this year for another hospital stay.
Grazie mille per la spiegazione. Chiamerò il John Hunter Hospital per organizzare la visita pre-ricovero e verificare tutti i documenti necessari.
Terms in this dialogue that cost marks
CCL is marked on information transferred. These Australian terms have no direct word in most test languages — get one wrong and the segment's information is gone.
- Waiting periodSi traduce con 'periodo di attesa', che è naturale e comprensibile in italiano.
- ExcessSi traduce con 'franchigia'.
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How the test works
Practice dialogue written to the CCL specification (two speakers, segments of 35 words or fewer, about 300 words). It is a practice text, not a NAATI test paper, and the AI score is this site's estimate, not a NAATI result. All Italian dialogues · All languages