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Resubmitting a Declined Health Insurance Claim

Bosnian ↔ EnglishInsurance12 segments ≈249 wordsSegments of 35 words or fewer

Claims Officer (speaking English) and Insurance Client (speaking Bosnian) talk through “Resubmitting a Declined Health Insurance Claim”. You interpret both ways — English into Bosnian, and Bosnian into English — one segment at a time, exactly as in the CCL test.

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Full transcript

SEGMENT 1 · ENGLISH · 25 WORDS
Claims Officer

Thanks for calling Medibank, Mrs. Hodžić. I can see your physiotherapy claim from Barwon Health was declined last week, and I want to explain why.

SEGMENT 2 · BOSNIAN · 20 WORDS
Insurance Client

Dobar dan, hvala vam na pozivu. Nisam znala da je zahtjev odbijen — možete li mi objasniti zašto se to dogodilo?

SEGMENT 3 · ENGLISH · 23 WORDS
Claims Officer

The receipt from your physiotherapist didn't include an item number, so our system couldn't match it to a valid benefit code for reimbursement.

SEGMENT 4 · BOSNIAN · 19 WORDS
Insurance Client

Razumijem. Znači li to da treba da tražim novi, detaljniji račun od fizioterapeuta sa brojem stavke i šifrom usluge?

SEGMENT 5 · ENGLISH · 23 WORDS
Claims Officer

Yes, please ask the clinic reception for an itemised receipt that clearly shows the provider number, the item code, and the session date.

SEGMENT 6 · BOSNIAN · 19 WORDS
Insurance Client

U redu, imam zakazan termin kod fizioterapeuta u četvrtak, pa ću tada tražiti novi račun i poslati vam ga odmah.

SEGMENT 7 · ENGLISH · 23 WORDS
Claims Officer

No problem at all. You actually have two years from the treatment date to resubmit this claim, so there's no need to rush.

SEGMENT 8 · BOSNIAN · 17 WORDS
Insurance Client

Hvala vam puno. Možete li mi reći koliko tačno mogu očekivati da mi se vrati za tu terapiju?

SEGMENT 9 · ENGLISH · 24 WORDS
Claims Officer

For a standard forty five minute session costing one hundred and twenty dollars, your extras cover typically refunds around eighty five dollars per visit.

SEGMENT 10 · BOSNIAN · 15 WORDS
Insurance Client

Da li se od tog iznosa oduzima neki dodatni trošak, kao što je participacija ili franšiza?

SEGMENT 11 · ENGLISH · 23 WORDS
Claims Officer

No, there's no excess on extras cover like physiotherapy, that only applies to hospital admissions, so the full eighty five dollars will apply.

SEGMENT 12 · BOSNIAN · 18 WORDS
Insurance Client

To je sjajno, hvala vam puno na pomoći. Poslaću novi račun preko aplikacije čim ga dobijem u četvrtak.

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How the test works

Practice dialogue written to the CCL specification (two speakers, segments of 35 words or fewer, about 300 words). It is a practice text, not a NAATI test paper, and the AI score is this site's estimate, not a NAATI result. All Bosnian dialogues · All languages