Practice dialogues › Turkish › Insurance
Confirming Hospital Cover for a Knee Reconstruction
Insurance Representative (speaking English) and Client (speaking Turkish) talk through “Confirming Hospital Cover for a Knee Reconstruction”. You interpret both ways — English into Turkish, and Turkish into English — one segment at a time, exactly as in the CCL test.
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Full transcript
Mr. Aydın, thanks for calling nib today about your upcoming knee reconstruction — I can confirm exactly what your hospital cover pays for this admission.
Teşekkür ederim, aramanızı bekliyordum. Ameliyat masraflarımın ne kadarını karşılayacaksınız, bir de bu excess dediğiniz miktar tam olarak nedir?
Your policy has a five-hundred-dollar excess, which is charged once per person, per calendar year, no matter how many hospital admissions you have.
Anladım, beş yüz dolar ödeyeceğim. Peki poliçemi ne zamandır kullanıyorum, bekleme süresi doldu mu, yoksa diz sorunum önceden var sayılıp kapsam dışı mı kalır?
You've held hospital cover for fourteen months now, so the twelve-month pre-existing condition wait has already passed — your knee is fully covered.
Güzel, o zaman on iki aylık bekleme süresini geçmişim demek ki rahatladım. Ameliyatı St Vincent's Private Hastanesi'nde yaptırmak istiyorum, orası poliçemde var mı?
St Vincent's Private Hospital is a preferred provider under your policy, so there's no additional gap payment beyond the five-hundred-dollar excess amount.
Peki orada kalabilir miyim, ekstra bir ücret çıkar mı? Ameliyattan sonra kaç gece hastanede kalmam gerekecek?
Most patients stay around two to three nights following this type of surgery, and that entire hospital admission is covered once the excess is paid.
Anladım, teşekkürler. Peki cerrahım standart ücretin üzerinde bir rakam isterse ne olur, cepten ödeme çıkar mı?
If your surgeon signs the informed financial consent form, there's no extra gap at all; if not, additional out-of-pocket costs could still apply.
Çok teşekkür ederim, açıklamalarınız için minnettarım. Cerrahımın o onay formunu imzaladığından emin olacağım, böylece ekstra bir ücretle karşılaşmam.
Terms in this dialogue that cost marks
CCL is marked on information transferred. These Australian terms have no direct word in most test languages — get one wrong and the segment's information is gone.
- excess'Muafiyet tutarı' veya 'sigorta muafiyeti' şeklinde çevrilmeli.
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How the test works
Practice dialogue written to the CCL specification (two speakers, segments of 35 words or fewer, about 300 words). It is a practice text, not a NAATI test paper, and the AI score is this site's estimate, not a NAATI result. All Turkish dialogues · All languages